:root{--mc-ink: #152647;--mc-ink-2: #1d3560;--mc-flame: #e8813a;--mc-flame-dk: #c96522;--mc-sand: #f7f4ef;--mc-paper: #ffffff;--mc-line: #e3ddd2;--mc-body: #3a3f4a;--mc-mute: #7d8494;--mc-ok: #2e7d5b;--mc-radius: 10px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Barlow,Trebuchet MS,Arial,sans-serif;font-size:17px;line-height:1.65;color:var(--mc-body);background:var(--mc-sand);-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:var(--mc-flame-dk);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3,h4{font-family:Barlow,Arial,sans-serif;color:var(--mc-ink);line-height:1.2;font-weight:800;letter-spacing:-.01em}.mc-shell{width:100%;max-width:1130px;margin:0 auto;padding:0 22px}.mc-head{background:var(--mc-paper);border-bottom:1px solid var(--mc-line);position:sticky;top:0;z-index:60}.mc-head-in{display:flex;align-items:center;gap:26px;padding:14px 0}.mc-logo{display:flex;align-items:center;gap:10px;font-size:1.35rem;font-weight:800;color:var(--mc-ink);letter-spacing:-.02em}.mc-logo:hover{text-decoration:none}.mc-logo-mark{width:36px;height:36px;border-radius:9px;background:var(--mc-ink);color:var(--mc-flame);display:grid;place-items:center;font-size:.95rem;font-weight:800}.mc-logo em{font-style:normal;color:var(--mc-flame)}.mc-nav{margin-left:auto}.mc-nav ul{display:flex;gap:4px;list-style:none}.mc-nav a{color:var(--mc-ink);font-weight:600;font-size:15px;padding:8px 11px;border-radius:7px}.mc-nav a:hover{background:#f1e7da;text-decoration:none}.mc-head-cta{background:var(--mc-flame);color:#fff;font-weight:700;font-size:15px;padding:10px 18px;border-radius:8px;white-space:nowrap}.mc-head-cta:hover{background:var(--mc-flame-dk);text-decoration:none}.mc-burger{display:none;margin-left:auto;background:none;border:1.5px solid var(--mc-line);border-radius:8px;padding:8px 10px;cursor:pointer}.mc-burger span{display:block;width:20px;height:2px;background:var(--mc-ink);margin:4px 0}.mc-panel{display:none;padding:10px 0 20px}.mc-panel.mc-open{display:block}.mc-panel ul{list-style:none}.mc-panel a{display:block;padding:10px 4px;border-bottom:1px solid var(--mc-line);color:var(--mc-ink);font-weight:600}.mc-hero{background:linear-gradient(160deg,var(--mc-ink) 0%,var(--mc-ink-2) 62%,#24407a 100%);color:#e8edf8;padding:64px 0 74px}.mc-hero-grid{display:grid;grid-template-columns:420px 1fr;gap:44px;align-items:start}.mc-hero h1{color:#fff;font-size:2.35rem;margin:14px 0 16px}.mc-hero p{color:#c6d1e8;font-size:1.05rem;max-width:34em}.mc-badge{display:inline-block;background:#e8813a29;color:#ffb377;border:1px solid rgba(232,129,58,.45);border-radius:999px;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:5px 14px}.mc-hero-points{list-style:none;margin-top:26px;display:grid;gap:10px}.mc-hero-points li{color:#dde5f4;font-weight:500;padding-left:26px;position:relative}.mc-hero-points li:before{content:"✓";position:absolute;left:0;color:var(--mc-flame);font-weight:800}.mc-lead{background:var(--mc-paper);border-radius:14px;padding:26px 24px 20px;box-shadow:0 18px 44px #0a142c59;border-top:5px solid var(--mc-flame)}.mc-lead h2{font-size:1.3rem;margin-bottom:4px}.mc-lead-sub{color:var(--mc-mute);font-size:14px;margin-bottom:16px}.mc-field{margin-bottom:13px}.mc-label{display:block;font-size:13.5px;font-weight:700;color:var(--mc-ink);margin-bottom:5px}.mc-input,.mc-select{width:100%;padding:11px 12px;font:inherit;font-size:15.5px;color:var(--mc-body);background:#fdfcfb;border:1.5px solid var(--mc-line);border-radius:8px}.mc-input:focus,.mc-select:focus{outline:none;border-color:var(--mc-flame);background:#fff}.mc-btn{display:inline-block;width:100%;text-align:center;cursor:pointer;background:var(--mc-flame);color:#fff;border:none;border-radius:9px;font:inherit;font-weight:800;font-size:16.5px;padding:13px 20px;margin-top:4px}.mc-btn:hover{background:var(--mc-flame-dk)}.mc-note{font-size:12.5px;color:var(--mc-mute);margin-top:10px;text-align:center}.mc-legal-line{font-size:12px;color:var(--mc-mute);margin-top:12px;line-height:1.5}.mc-strip{background:var(--mc-paper);border-bottom:1px solid var(--mc-line)}.mc-strip-in{display:flex;flex-wrap:wrap;gap:10px 34px;justify-content:center;padding:16px 0}.mc-strip-item{font-size:14px;font-weight:600;color:var(--mc-ink)}.mc-strip-item b{color:var(--mc-flame-dk)}.mc-sec{padding:58px 0}.mc-sec.mc-tint{background:var(--mc-paper)}.mc-kicker{font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--mc-flame-dk);margin-bottom:8px}.mc-sec h2{font-size:1.75rem;margin-bottom:12px}.mc-sec h3{font-size:1.18rem;margin:22px 0 8px}.mc-sec p{max-width:72ch}.mc-lead-in{font-size:1.08rem;color:var(--mc-mute);margin-bottom:10px}.mc-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}.mc-card-link,.mc-card-link:hover{text-decoration:none}.mc-card{background:var(--mc-paper);border:1px solid var(--mc-line);border-radius:var(--mc-radius);padding:22px 20px;height:100%;transition:transform .18s ease,box-shadow .18s ease}.mc-card-link:hover .mc-card{transform:translateY(-4px);box-shadow:0 12px 26px #1526471f;border-color:#d8c9b4}.mc-card-num{font-size:13px;font-weight:800;color:var(--mc-flame);letter-spacing:.08em}.mc-card h3{margin:8px 0;font-size:1.12rem}.mc-card p{font-size:15px;color:var(--mc-body)}.mc-steps{counter-reset:mcstep;display:grid;gap:16px;margin-top:28px}.mc-step{background:var(--mc-paper);border:1px solid var(--mc-line);border-radius:var(--mc-radius);padding:18px 20px 18px 64px;position:relative}.mc-step:before{counter-increment:mcstep;content:counter(mcstep);position:absolute;left:18px;top:18px;width:30px;height:30px;border-radius:8px;background:var(--mc-ink);color:#fff;display:grid;place-items:center;font-weight:800}.mc-step h3{margin:0 0 6px;font-size:1.05rem}.mc-step p{font-size:15px}.mc-faq{border:1px solid var(--mc-line);border-radius:var(--mc-radius);background:var(--mc-paper);overflow:hidden;margin-top:26px}.mc-faq details{border-bottom:1px solid var(--mc-line)}.mc-faq details:last-child{border-bottom:none}.mc-faq summary{cursor:pointer;list-style:none;padding:16px 18px 16px 44px;position:relative;font-weight:700;color:var(--mc-ink);font-size:16px}.mc-faq summary::-webkit-details-marker{display:none}.mc-faq summary:before{content:"+";position:absolute;left:18px;color:var(--mc-flame);font-weight:800;font-size:18px}.mc-faq details[open] summary:before{content:"–"}.mc-faq .mc-faq-body{padding:0 18px 16px 44px;font-size:15.5px}.mc-areas{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:26px}.mc-area-link{display:block;background:var(--mc-paper);border:1px solid var(--mc-line);border-radius:8px;padding:10px 12px;font-weight:600;font-size:14.5px;color:var(--mc-ink);text-align:center}.mc-area-link:hover{border-color:var(--mc-flame);color:var(--mc-flame-dk);text-decoration:none}.mc-band{background:var(--mc-ink);color:#fff;padding:46px 0}.mc-band-in{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.mc-band h2{color:#fff;font-size:1.5rem;margin-bottom:6px}.mc-band p{color:#c6d1e8;font-size:16px}.mc-band .mc-btn{width:auto;padding:14px 30px}.mc-prose{background:var(--mc-paper);border:1px solid var(--mc-line);border-radius:14px;padding:40px 44px}.mc-prose h1{font-size:2rem;margin-bottom:18px}.mc-prose h2{font-size:1.35rem;margin:30px 0 10px}.mc-prose h3{font-size:1.1rem;margin:22px 0 8px}.mc-prose p{margin-bottom:14px}.mc-prose ul,.mc-prose ol{margin:0 0 16px 24px}.mc-prose li{margin-bottom:7px}.mc-prose hr{border:none;border-top:1px solid var(--mc-line);margin:26px 0}.mc-page-head{padding:44px 0 8px}.mc-page-head h1{font-size:2.1rem}.mc-crumb{font-size:13.5px;color:var(--mc-mute);margin-bottom:10px}.mc-crumb a{color:var(--mc-mute)}.mc-contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:28px;align-items:start}.mc-info-card{background:var(--mc-paper);border:1px solid var(--mc-line);border-radius:var(--mc-radius);padding:20px 22px;margin-bottom:16px}.mc-info-card h3{margin-bottom:8px;font-size:1.02rem}.mc-info-card p,.mc-info-card a{font-size:15.5px}.mc-apply-box{background:var(--mc-paper);border:1px solid var(--mc-line);border-radius:14px;padding:30px 30px 24px}.mc-apply-box h1{font-size:1.6rem;margin-bottom:6px}.mc-done{text-align:center;padding:26px 0 10px}.mc-done .mc-done-ico{width:62px;height:62px;border-radius:50%;background:#e5f3ec;color:var(--mc-ok);display:grid;place-items:center;font-size:30px;margin:0 auto 16px}.mc-404{text-align:center;padding:90px 0 110px}.mc-404 h1{font-size:4.4rem;color:var(--mc-flame)}.mc-404 p{margin:10px auto 22px;max-width:40ch}.mc-foot{background:#101b33;color:#aab6d0;padding:52px 0 0;margin-top:70px;font-size:14.5px}.mc-foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px;padding-bottom:36px}.mc-foot h4{color:#fff;font-size:15px;text-transform:uppercase;letter-spacing:.07em;margin-bottom:12px}.mc-foot ul{list-style:none}.mc-foot li{margin-bottom:8px}.mc-foot a{color:#c2cde6}.mc-foot a:hover{color:#ffb377}.mc-foot-brand{color:#fff;font-size:1.25rem;font-weight:800;margin-bottom:10px}.mc-foot-brand em{font-style:normal;color:var(--mc-flame)}.mc-foot-desc{max-width:34ch}.mc-foot-bottom{border-top:1px solid #26355a;padding:18px 0;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:13px;color:#8291b3}.mc-disclaimer{background:#0c1527;padding:16px 0;font-size:12.5px;color:#74829f;line-height:1.6}@media(max-width:1120px){.mc-hero-grid{grid-template-columns:1fr;gap:34px}.mc-lead{max-width:520px}.mc-cards{grid-template-columns:repeat(2,1fr)}.mc-areas{grid-template-columns:repeat(3,1fr)}}@media(max-width:880px){.mc-nav,.mc-head-cta{display:none}.mc-burger{display:block}.mc-hero{padding:44px 0 54px}.mc-hero h1{font-size:1.85rem}.mc-sec{padding:44px 0}.mc-cards{grid-template-columns:1fr}.mc-areas{grid-template-columns:repeat(2,1fr)}.mc-contact-grid{grid-template-columns:1fr}.mc-prose{padding:26px 20px}.mc-prose h1{font-size:1.6rem}.mc-page-head h1{font-size:1.65rem}.mc-foot-grid{grid-template-columns:1fr 1fr}}.mc-sources{margin-top:28px;padding-top:18px;border-top:1px solid var(--mc-line)}.mc-sources h3{margin:0 0 8px;font-size:.95rem;color:var(--mc-mute)}.mc-sources ul{margin:0 0 0 20px}.mc-sources li{margin-bottom:6px;font-size:14px}.mc-sources a{color:var(--mc-mute);text-decoration:underline}